25 - 26 OCTOBER '23
PAVILION HOTEL KUALA LUMPUR

PROGRAM DAY ONE 26TH OCTOBER

8.30 am: Registration & Welcome Coffee

8.50 am: Chairperson’s Opening Address

Moutaz

Dr. Moutaz Abojeib

> Chief Operating Officer, IFAAS, Turkiye

9.00 am: Futurist Keynote: The Future of Intelligent Financial Services: Unlocking the Potential with Artificial Intelligence

M Nazri

M Nazri Muhd

> Founder/Chairman, Centre for AI Innovation, Global | MyFinB | AIV50

9.15 am: C-Level Panel Discussion

Yuzaidi

Mohd Yuzaidi Mohd Yusoff

> Board Member, Bank Islam Malaysia Berhad

Iqbal

Dr. Mohamed Ashraf Iqbal

> Chairman, Waafi Bank Ltd, Malaysia

Maya

Maya Marissa Malek

> Managing Director/CEO, Amanie Advisors, UAE

Mohd Suhaimi

Mohd Suhaimi Abdul Hamid

> CEO, Standard Chartered Saadiq Malaysia

Liza

Dr. Liza Mydin

> Chief Strategy Officer, EXIM Bank

10.15 am: Global Panel Discussion

Mohsin

Dr. Mohsin Ali

> Senior Lecturer – Fintech, School of Business, Monash University, Malaysia

Dr. Ahmet Faruk

Dr. Ahmet Faruk Aysan

> Associate Dean, Hamad Bin Khalifa University, College of Islamic Studies, Qatar

Vladimir

Vladimir Malenko

> Business Development Director, Al Waseelah

Adam

Dr. Adam Ng

> Asia-Pacific Regional & Technical Lead, Greening Financial Regulation Initiative, WWF

11.00 am: Morning Networking Break

11.15 am: Ecosystem Enablers Panel Discussion

Justin

Justin Ong, CFA

> Executive Director, Deloitte Business Advisory Sdn Bhd, Malaysia

Umar

Umar Munshi

> Co-Founder & Managing Director, Ethis Group

Selim

Selim Tastan

> Head of Digital Transformation & Innovation, Kuveyt Turk Participation Bank, Turkiye

Hakan

Hakan Ozyon

> CEO, Hejaz Group & Director, Islamic Bank Australia

12.00 pm: Startup Sharing Experience

Waleed

Waleed Sadek

> Founder & CEO, PaySky & Yalla Super App, Egypt

12.10 pm: Case Study

Moutaz

Dr. Moutaz Abojeib

> Chief Operating Officer, IFAAS, Turkiye

Syed Omar

Syed Omar Almohdzar

> Chief Executive Officer, Mesinkira Sdn Bhd

Rafidah

Rafidah Kasdi

> Head, IT Planning & Innovation, Bank Islam Malaysia Berhad

12.30 pm: Futurscape Talk

Qanit

Qanit Al-Syed

> Director of Engineering, Liberty Mutual – Asia

Zhamal

Zhamal Nanaeva

> Researcher Exploring Changing Landscape of Islamic Finance in Emerging Domains of Open Banking and Metaverse

Naquib

Naquib Mohammed

> Founder & CEO, MRHB Network

1.00 pm: Luncheon

2.15 pm: Payment Disruptors Panel

Syed

Dr. Syed Adam Alhabshi

> Partner, Raja, Darryl & Loh and Head, The Islamic Finance Practice Group, Malaysia

Azleena

Azleena Idris

> Senior Director, Strategy & ESG, Payments Network Malaysia

Waleed

Waleed Sadek

> Founder & CEO, PaySky & Yalla Super App, Egypt

Mohamad A. El Sayed

Mohamad A. El Sayed

> Manager of the Information Technology Management Division, Islamic Corporation for the Insurance of Investment and Export Credit (ICIEC), Saudi Arabia

Musyrifah

Musyrifah Malek

> Co-Founder & Chief Operating Officer, MADCash Sdn Bhd

3.00 pm: Keynote Address: Innovation and Technologies for Islamic Finance

Prof Aishath-v2

Prof. Dr Aishath Muneeza

> Former Deputy Minister, the Ministry of Finance & Treasury and the Ministry of Islamic Affairs, Maldives, and Professor and Associate Dean for Students and Internationalization, INCEIF University

3.15 pm: Afternoon Networking Break

3.45 pm: Roundtable Discussions

Investments

Vladimir

Vladimir Malenko

> Business Development Director, Al Waseelah

Technology & Shariah

Yousuf

Dr. Yousuf Sultan

> Founder and CEO, ADL Advisory Sdn Bhd

DEFI & Metaverse

Naquib

Naquib Mohammed

> Founder & CEO, MRHB Network

ESG

Radzuan

Radzuan Tajuddin

> Consultant, The World Bank, Malaysia

5.10 pm: Chairperson’s Closing Remarks

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25 - 26 OCTOBER '23
KUALA LUMPUR + VIRTUAL (HYBRID)
Moutaz

Dr. Moutaz Abojeib

Dr. Moutaz is an Islamic finance expert with 15 years of work experience in
finance, research, and consultancy in different jurisdictions in the Middle East and Southeast Asia. He holds a Ph.D. in Islamic Finance and is a Certified Shariah Advisor and Auditor (CSAA) from AAOIFI, a Senior Associate member of the Chartered Institute of Islamic Finance Professionals (CIIF).
Dr Moutaz is currently a Director at IFAAS and serves as an advisor for several fintech projects.

M Nazri

M Nazri Muhd

  • Analytics experience: since 1999 in top US and European financial institutions and an international rating agency before heading an award-winning AI Group represented in 20+ countries. Currently the lead advisor to more than 500 digital transformation projects as part of the University-Industry Partnership and the Digital AI Labs (DIAL) programmes for public, private and non-profit organisations globally. In addition, Nazri is a subject matter expert in impact measurement analytics which is gained through experience of working with global institutions that include banks, corporations and public agencies in more than 50 countries. He has also successfully trained and advised more than 5,000 SMEs (via agencies and trade associations and business chambers) in various parts of the world, in nine key areas such as: Business Valuation., Financial Healthcheck, Business Partnering, Fund Raising, Business Remodelling, Bankability & Leverage, Mergers & Acquisitions, Budget & Resourcing and Succession Planning.
  • Awards and Recognition:  Ranked #1 as a Global Thought Leader in three categories: AI, Predictive Analytics and Digital Transformation by independent US based research group, Thinkers360. Won the Global Excellence Award 2020 by US-based group, Global Chamber.Org. Awarded the prestigious Suryadatta National Award 2023 for Excellence in Digital Transformation using AI on 7 Feb 2023 from Suryadatta Group of Institutes. Awarded the Asia-Pacific Young Business Leader Award (AI/Innovation) in 2010 by the Ministry of International Trade and Industry (Malaysia). In 2019, he was awarded with IFN’s Global Winner for Best Data and Analytics Platform. Also listed by one of the world’s top 500 prominent and influential personalities in the OIC economy (A.I/Fintech category) by Islamica500.
  • Education Community: Current member, Board of Governor for Republic Polytechnic (Singapore) and Advisor to its School of Infocomm; and sits on the advisory board of several public and private universities in the region.
  • Bilateral role: Presently the Honorary Consul for The Republic of Cabo Verde (West Africa), appointed through the Ministry of Foreign Affairs (Singapore) for the Government of Cabo Verde.
Yuzaidi

Mohd Yuzaidi Mohd Yusoff

Yuzaidi Yusoff is a professional with over 30 years of consulting and entrepreneurial experience in various trades and a diversified portfolio of companies and industries in Asia. Spent a significant amount of his time at Accenture, one of the world’s leading management and technology consulting companies, before starting up his own boutique consulting firm. Yuzaidi Yusoff is currently the Independent Non-Executive Director of Bank Islam Malaysia Berhad (Bank Islam), the first pure-play full-fledged Islamic financial institution listed in the Main Market of Bursa Malaysia. His vast industry experience and expertise in strategic planning, Islamic digital economy, and Financial Technology (Fintech) played a significant role in charting Bank Islam’s digital journey. Yuzaidi Yusoff was appointed on 1 July 2019 and currently chairs the Board Strategic and Sustainability Committee and Board Information Technology Committee at Bank Islam, and a member of the Board Risk Committee. Aside from this current role at Bank Islam, he is a member of the Institute of Corporate Directors Malaysia (ICDM). He also holds directorship in other public companies, including PETRONAS Dagangan Berhad, Prudential Assurance Malaysia Berhad (PAMB) and PADU Corporation. Previously, he was the Independent Non Executive Director of Malaysia Digital Economy Corporation (MDEC), that oversees the country’s Fintech and Islamic digital economy.

Yuzaidi Yusoff holds a Master of Science in Business Administration from San Diego State University, USA, and a Bachelor of Science in Computer Science from Northern Illinois University, USA.

Iqbal

Dr. Mohamed Ashraf Iqbal

Dr. Mohamed Ashraf Iqbal is the strategy & performance expert in MindSpring. He expounds the view that the fastest, surest and most effective way to improve organisational performance is by getting people to think and act differently. As he says it, with the same people, same products, same technologies but a different way of thinking and acting can easily lift organisational performance by 30%. He has honed his methodology through a career spent fixing underperforming business units and organisations across a spectrum of roles, businesses and geographies producing results that speak for themselves. He says his career blessing was to learn how to fix businesses with no money; which forced him to focus on getting the best out of the people he had.

In addition to MindSpring, he currently is an Independent Non-Executive Director of Bank Pembangunan Malaysia, Chairman of Pembangunan Leasing & Credit and a member of HSBC Amanah’s Shariah Committee. Prior to this he spent 10 years on the board of HSBC Amanah, ending his stint as Chairman. He is a thought leader in Islamic Banking and sought after speaker and facilitator for Board and Senior Management programs within the Finance Industry. Dr Ashraf holds a PhD in Islamic Banking and Finance, a Post-Graduate Diploma in Islamic Studies, a Master’s in Business Administration and a BSc in Mechanical Engineering. He has also completed the Harvard Advanced Management Program and University of Cambridge Business Sustainability Program.

Maya

Maya Marissa Malek

Maya Marissa Malek is the Managing Director/CEO of the Amanie Advisors’ global office, based in Dubai, since 2014. Maya is a multiple award-winning Islamic finance expert and Executive Leader (also recognised as one of the “Top-50 Most Influential Women in Middle East Finance” by Financial News UK of Dow Jones Group) with extensive experience driving strategic planning and collaboration with key industry players – including regulators, corporates, banks, and standard-setting bodies. She skilfully bridges efforts of diverse regulatory and structural groups – identifying and targeting performance/operations gaps, equipped with history of success working closely with globally-renowned Shariah scholars while creating awareness of Islamic finance worldwide. Her profession in and passion for Islamic finance has taken her around the globe creating awareness on Islamic finance, innovating and creating demand for Islamic finance to take root. She is also an Associate Member of the Chartered Islamic Finance Professional association, a member of the GCC Islamic Finance Practice Group, a member of the Global Women Leaders group and a Shariah consultant for both the IFC and the World Bank. Maya is also a frequent Islamic finance speaker at many forums including the Chatham House, the Royal Institute of International Affairs, UK, the world’ most influential think tank.

Mohd Suhaimi

Mohd Suhaimi Abdul Hamid

Hj Mohd Suhaimi Bin Hj Abdul Hamid was appointed to the Board and as the Chief Executive Officer of Standard Chartered Saadiq Berhad on 16 March 2019. He joined Standard Chartered in 2009 and has both conventional and Islamic banking experience in multiple functions across retail, corporate and commercial banking. He has also garnered domestic and regional exposure throughout his career in local and multinational financial institutions.

Hj Suhaimi has an educational background in Bachelor of Economics (Hons) in 1999 with a major in Economics and minor in Islamic Finance from Universiti Islam Antarabangsa (UIA). He is a qualified Chartered Professional in Islamic Finance (CPIF). In 2019, he attended the Global Banking Leaders Programme in London and in 2021, he completed the Sustainability Leadership Programme for Financial Institutions organised by IBFIM, in collaboration with the University of Cambridge Institute.
Hj Suhaimi has travelled extensively throughout his 20-odd years in the financial industry, working and living in countries such as Singapore, Indonesia and Kenya.

Liza

Dr. Liza Mydin

Liza Mydin is currently the Chief Strategy Officer at Export-Import Bank of Malaysia. She facilitates, drives and monitors the execution of the bank’s strategic plans and ensures broad cohesion for the Bank’s strategic priorities and its developmental mandate. She is also leading sustainability and develops implementation plans relating to low carbon transition and impact initiatives. Prior to EXIM Bank, she was leading the development and implementation of Social Impact solutions for Maybank Islamic. She co-developed the country’s and the bank’s first Social Impact Deposit initiative to extend financial relief to those whose incomes were affected by the COVID-19 pandemic. In 2020, she was seconded to Maybank Group as Sustainability Co-Lead and was instrumental in developing the Group’s five years Sustainability strategy and commitments. She previously worked at Al Rajhi Bank Malaysia in 2010 as the Vice President of Compliance and prior to that she was at PriceWaterhouseCoopers in their Global Islamic Finance Advisory team.

Liza has a Postgraduate Certificate in Sustainable Finance and ESG Investing from the Leonard Stern School of Business at New York University and holds a PhD in Islamic Finance from INCEIF. In 2016, she undertook a Visiting Scholar position at the George Washington University, Washington D.C., where she conducted post doctoral research and became co-founding member of the Islamicity Indices, a  global initiative aimed to encourage reformation and socio-economic development in Muslim countries.  Liza co authored three books in 2020, 2018 and 2017, they are titled The Handbook of Analytical Studies in Islamic Finance & Economics (De Gruyter, Berlin), Reformation and Development in the Muslim World (Palgrave Macmillan, New York) and Resource Rich Muslim Countries and Islamic Institutional Reforms (Peter Lang, Bern Switzerland). She has published a number of thought leadership articles and journals, in 2019 she co wrote a research paper with Schroders under the Maybank Islamic Centre of Excellence titled The Alignment of Shariah and Sustainable Investing. She is also the author of a children’s book on social justice titled The Three Village Boys currently available in bookstores in the US, UK, Singapore and Malaysia. 

Mohsin

Dr. Mohsin Ali

Dr. Mohsin Ali is a Senior Lecturer at Monash University, Malaysia, with over 6 years of experience in higher education. He possesses a diverse background, having previously worked in the financial services industry at a commercial bank in Pakistan. Dr. Ali is an accomplished researcher, with publications in renowned finance journals, such as Economic Modelling, Pacific Basin Finance Journal, and others. He is also the author of “Islamic Finance Trading Framework,” a book published by Palgrave. His research interests span Fintech, green financing, banking, and capital markets, and he has secured various research grants. Dr. Ali holds a Ph.D. in Islamic Finance from INCEIF University, and his academic qualifications include an MBA and BBA from the International Islamic University in Islamabad, Pakistan. He is recognized as a Chartered Islamic Finance Professional (CIFP) and an associate member of the Institute of Bankers, Pakistan (IBP). Dr. Ali’s combined expertise in academia and finance positions him as a valuable contributor to both education and research in different areas of finance .

Dr. Ahmet Faruk

Dr. Ahmet Faruk Aysan

Dr. Ahmet Aysan is a full Professor, Associate Dean for Research and the Program Coordinator of the Ph.D. and MSc programs at Hamad Bin Khalifa University. He has been the Board Member and Monetary Policy Committee Member of the Central Bank of the Republic of Turkiye and served at various institutions such as the World Bank, the Central Bank of the Republic of Turkey, and Oxford Analytica. He was a member of the G-20 Financial Safety Net Experts Group, an Advisory Board of TUBITAK and of Contemporary Turkish Studies at the LSE European Institute, a National Expert of the EU, and the Dean at Istanbul Sehir University. Dr. Aysan is a recipient of the Boğaziçi University Awards, and the MEEA Ibn Khaldun Prize.  Dr. Aysan is also a Research Associate at the University College London Centre for Blockchain Technologies (UCL CBT) a Research Fellow at the Economic Research Forum, and a Non-resident fellow at the ME Council.   

Vladimir

Vladimir Malenko

Vladimir holds an MD from the Moscow Medical Academy (Russia) and an MBA in Finance from Case Western Reserve University (USA). Over the last 20 years, Vladimir’s career path has taken him through investment banking, private equity, venture capital and Islamic finance – in the US, Russia, Monaco, the UAE, Singapore, China and Malaysia.

Mr. Malenko’s specializes in “Green” and High-Yield Sukuk, and also run 2 Islamic fintechs – digiWaqf and PayZakat.

Vladimir is also a correspondent for the Islamic Finance News where he writes about Islamic venture capital. 

Adam

Dr. Adam Ng

Adam Ng leads the implementation of the WWF’s Greening Financial Regulation Initiative (GFRI) strategy in the Asia-Pacific region where he coordinates the Sustainable Financial Regulations and Central Bank Activities (SUSREG) Tracker and provides technical assistance and capacity building to central banks and financial supervisors. He is also Sustainable Finance Advisor at WWF Malaysia and led the UK Partnering for Accelerated Climate Transitions (UKPACT) and Germany’s International Climate Initiative (IKI) programmes to support green finance initiatives and knowledge partnership in the country. He is a member of Paris Agreement Capital Transition Assessment (PACTA) methodology advisory committee and was member of CFA Institute Asia-Pacific Research Exchange Society Engagement Committee. Prior to WWF, he was Deputy Director (Research Management Centre) and Associate Professor at INCEIF, Head of CEO’s Office and Corporate Strategy at the International Islamic Liquidity Management Corporation set up by 11 central banks and 2 multilateral organisations. He started his career at the Central Bank of Malaysia and completed his postdoctoral fellowship as Securities Commission Malaysia Oxford Centre for Islamic Studies Scholar-in-Residence in Islamic Finance and Bachelor of Civil Law at University of Oxford.

Justin

Justin Ong, CFA

Justin is a Partner with Deloitte Asia Pacific. Based out of Kuala Lumpur office, he is leading the Financial Services Practice in Malaysia. In his role, he enjoys engaging with key stakeholders in the financial services ecosystem (regulatory bodies, industry players, and talents), by bringing the latest thinking to achieve a progressive, sustainable and resilient future.

In the past decades, he has worked with more than 50 regulatory bodies and financial services institutions in the regions, across Asia Pacific (i.e., Malaysia, Singapore, Thailand, Indonesia, Cambodia, Myanmar, Laos, Vietnam, Hong Kong, Australia), Europe and Africa. He supported Boards and C suites, in their transformation programme, focusing on digital, governance, risk management, compliance, and audit related matters.

In addition, he is an active volunteer with CFA Institute and CFA Society Malaysia, where he has served in various leadership positions since 2015.

Umar

Umar Munshi

Umar Munshi, a Singaporean social entrepreneur, founded Ethis, a fintech leader in impact-focused, shariah compliant investments, operational in Malaysia, Indonesia, and Oman. Ethis allows global investors to support MENASIA region startups, projects, and funds. Ethis Indonesia is a licensed P2P platform facilitating SME financing, while Ethis Malaysia pioneers in shariah compliant equity crowdfunding. The latest venture, EthisX, offers a broad range of cross-border investment opportunities.

Additionally, GlobalSadaqah.com, Ethis’s Islamic social finance marketplace, connects Foundations, Corporations, Islamic Banks, and public contributors to NGOs and social enterprises. Munshi presides over the Islamic Fintech Alliance, significantly contributing to industry development.

Selim

Selim Tastan

Dr. Selim Tastan has been serving as Digital Transformation and Innovation Manager at Kuveyt Türk Participation (Islamic) Bank in İstanbul. Dr. Selim Tastan comes from the very practice of digital transformation and application of fintech in the banking and finance industry with almost 20 years of experience. Dr. Tastan began his banking career in Turkey in 2005 when he started working for Kuveyt Türk Participation Bank as Quality Manager and Project Manager in the IT Group until 2013. Between 2013 and 2016, he was the IT Manager of KT Bank AG in Frankfurt, Germany. He continued his career as the IT Application Management Manager in Kuveyt Türk’s IT Group in 2017 in İstanbul. He has since 2018 been working in his present position in the Strategy Sector. In 2019, he completed his PhD in Business Administration; his doctoral thesis was on Economic and Technological Determinants of New Entrepreneurs Emerging in the Global Financial Technology (Fintech) Sector .

Hakan

Hakan Ozyon

Hakan, a dynamic leader and strategic thinker, has been instrumental in shaping the landscape of Islamic finance in Australia. As the CEO of the Hejaz Group, Australia’s preeminent Islamic financial group, and the Director of Islamic Bank Australia, he has effectively bridged the gap between traditional business operations and the unique demands of Islamic finance.

Hakan’s nearly three decade long business career is testament to his innovative approach and deep understanding of the financial industry. He has consistently exhibited the ability to transform opportunities into success, driving profit and growth, even in highly competitive markets. His knack for business process improvement, strategy setting, goal attainment, change management, and business procedure optimisation has propelled him into a league of his own.

All in all, Hakan’s profound impact on the Islamic finance industry in Australia is undeniable. His roles as CEO and Director offer him the unique opportunity to influence, guide, and shape the direction of Islamic finance in a region that continues to see growth in this sector.

Waleed

Waleed Sadek

Mr. Waleed Sadek is a distinguished financial services industry expert and seasoned entrepreneur with a remarkable track record of success. Widely recognized for his exceptional contributions to the digital payments landscape. As the Founder & CEO of PaySky, a disruptive digital payments platform company established in Egypt in 2017, Mr. Sadek has demonstrated his forward-looking vision and determination to redefine the e-payments ecosystem in the region. Under his leadership and leveraging his forward-looking vision and unwavering ambition, PaySky has expanded its operations internationally, forging strategic partnerships with central banks, financial institutions, and telecom operators across 18 markets in the Middle East and Africa, including markets such as Egypt, United Arab  Emirates, Saudi Arabia, Qatar, Bahrain, Pakistan and more.

With over two decades of experience in the digital financial services technology sector, Mr. Sadek has established himself as a serial entrepreneur. Prior to embarking on his entrepreneurial journey, he was sought after for his strategic vision and innovation-oriented finesse. During his tenure at Visa Inc, the world leading electronic payments company, he held key leadership positions such as Head of the Innovations and New Technologies Department for the Middle East and North Africa, as well as the Strategy Manager for Central and Eastern Europe, the Middle East, and Africa (CEMEA).
Mr. Sadek’s expertise extends beyond his role at PaySky. He has served as a Board Member of BITEL EMEA and Wind Technologies, showcasing his deep understanding of the electronic payments and digital solutions domains. Renowned as a subject matter expert in the domain of digital financial services and payment systems, he has actively contributed to the development of technology standards and market regulations in the electronic payments domain. Despite graduating from Ain Shams University’s Faculty of Medicine, Mr. Sadek chose to follow his true passion in the field of information technology, where he has left an indelible mark.
To learn more about Mr. Waleed Sadek and his impressive professional journey, please visit his LinkedIn profile: https://www.linkedin.com/in/waleed-sadek

Syed Omar

Syed Omar Almohdzar

The founder and CEO of the fintech app, MESINKIRA. He earned a Bsc Economics from the University of Birmingham in the United Kingdom. An avid equestrian athlete, he previously competes in equestrian events internationally for Malaysia, as well as being president of the Equestrian Association since 2020. He has business and sales consulting experience in many ASEAN markets, with a focus on the telco, fintech, IT consulting, and energy sectors. Working with many international companies like THALES, Openmind Networks, Nuctech LTD, FIS Global and many more.
He led his team to top 10 finalist of BNM accelerator program, Royal Award for Islamic Finance (RAIF) Impact Challenge Prize 2022. He is passionate to help digitize the micro-SME/B40 segment to increase their net earnings and creditworthiness. Pushing innovation towards embedded finance towards a truly inclusive and fair ecosystem.

Daniyar

Daniyar Uspanov

Daniyar Uspanov is a Co-founder of Tayyab. Daniyar has 15 years of experience in the financial sector. In the last 5 years, he worked as a CEO in the Islamic financial company Al Saqr Finance.

Qanit

Qanit Al-Syed

Qanit has been in the insurance industry for 12+ years leading various technology initiatives. Qanit serves as the regional IT director for Liberty Mutual Group’s Asia markets across seven countries. Qanit believes the technology landscape for Financial services is about to rapidly change with the explosion of generative AI assisted by further automation of many processes. He is passionate about tech driven modernization and efficiencies. Qanit relocated to Singapore from the US 6 years ago and since then has enjoyed working in the insure-tech space of the city state as well as the region.

Zhamal

Zhamal Nanaeva

Zhamal Nanaeva is a recognized researcher known for her expertise in Islamic finance and Fintech, underpinned by a strong academic foundation. With a Bachelor’s degree in Economics from Kyrgyz State National University and a Master’s degree in Finance and Banking from the British University in Dubai, Zhamal’s educational journey forms the basis of her professional accomplishments. Her Master’s thesis focused on analyzing risks in sukuk and conventional bonds. Zhamal’s career path spans diverse sectors. She has fostered collaborations with multilateral donor agencies in Kyrgyzstan, showcasing her ability to cultivate fruitful partnerships. She played a pivotal role in startup growth in the UAE and Estonia, conducting extensive industry research and writing on innovation and entrepreneurship. Her international recognition comes from contributions to reputable journals where she shares insights on Islamic finance, Fintech, and Open Banking. Zhamal’s influence extends to global platforms, as evidenced by her presentations at conferences across the US, Qatar, Indonesia, UAE, and Turkey. Presently, Zhamal pursues a PhD in Islamic Finance and Economy at HBKU, earning a place on the Dean’s List for her commitment to academic excellence. Her ongoing research explores the changing landscape of Islamic finance in emerging domains such as Open Banking and the Metaverse.

Naquib

Naquib Mohammed

Naquib is an engineering technologist, who founded MRHB in mid 2020, which eventually became a pioneer and leader in the domain of Islamic Decentralized Fintech. Naquib was recognized as a “Distinguished Fintech Talent” by the Australian Government and was invited to migrate to Australia in late 2021, where he has been actively contributing to the Blockchain ecosystem and was listed as a “Notable Figure” by Cointelegraph magazine. In late 2022, he established research and development focused Analog Mutations, along with a team of researchers and scientists to work solely on the innovation of the future of blockchain based fintech (BFF).

Syed

Dr. Syed Adam Alhabshi

Dr. Syed Adam Alhabshi is a Partner at Raja, Darryl & Loh and heads the Islamic Finance Practice Group.

He holds a Ph.D in Islamic Finance from the International Centre for Islamic Finance Education (INCEIF) (2016). He currently sits on the Islamic Finance Committee of Bar Council Malaysia as the Co- Chairperson and is also the Internal Auditor and an Associate Member of the Association of Shariah Advisors in Islamic Finance Malaysia (ASAS).

anouar

Dr. Mohamad Anouar Gadhoum

Dr. Mohamed Anouar Gadhoum is an Islamic Finance expert passionate about technology and innovation with a remarkable history in the development of Islamic FinTech ecosystem internationally. He has been playing a leading role in the growth of Islamic finance globally by contributing & managing a portfolio of Governmental & Institutional advisory projects across multi-jurisdictions (Malaysia, UK, France, Canada, African Sub saharan countries, Astana countries, etc).

Holder of a PHD from INCEIF (Malaysia, AACSB) and certified CSAA from The Accounting and Auditing Organization for Islamic Financial Institutions – AAOIFI (Bahrain), Dr. Mohamed Anouar is a Senior Consultant with IFAAS (UK) an active “Shari’ah- Board” member of multi-sectorial financial institutions and successfully launched Fintech Startups such as IFIN (Bahrain), Manzil (Canada), and MucPay (France).

Dr. Gadhoum has been recently promoted to join the AAOIFI working group to develop Digital transformation standards for Islamic Banks.

He is currently leading “PAYDAY TAKAFUL”; a next generation solution partner to Banks, Insurers and corporates providing financial wellbeing services to low-income earners.

Mohamad A. El Sayed

Mohamad A. El Sayed

Entrepreneurial-spirited, seasoned executive technology leader with 30+ years of experience providing innovative strategic technology direction to the business, pragmatic execution of technology projects, and commanding planning and implementation of ground-breaking technology.
Commanding full Software development cycle, championed transformation, and built business-aligned strategies and solutions that transform business operations, delivery, and profitability for leading business conglomerates, with a firm commitment to innovation, high-performance standards, and ROI.

Owning a powerful blend of technology vision and business acumen. Recognized as a pioneer constantly at the forefront of cutting-edge technologies. Proven track record of on time delivery with a 100% history of staying within budget.

Provided executive leadership, vision, & direction for Business Solutions, Systems, and Applications end-to-end implementation, including planning, requirements gathering, analysis, design, development, testing, training, deployment, support, enhancement & upgrade.

Between May 2010 and March 2018, he served as a conduit of new technologies. He successfully delivered mission-critical results as the Program Manager of a USD 65 Million Program called “The Group Business Enhancement and Systems Transformation” GBEST Program, initiated by the Islamic Development Bank (IsDB) Management as a major transformation and systems enhancement program to automate IsDB’s business processes. The GBEST Program won the SAP Quality Golden Award in 2011 in the Middle East and North Africa and, in 2017, the Best Technology Implementation Award of Banker Middle East.

From March 2018 till today, managing the Information Technology Management Division of the Islamic Corporation for the Insurance of Investment and Export Credit (ICIEC), a member of the Islamic Development Bank Group, and managed the digital transformation of ICIEC’s core business processes and the technical team lead of the OIC Business Intelligence (OBIC) implementation initiative. 

Musyrifah

Musyrifah Malek

Musyrifah Malek is the Co-Founder of MADCash Sdn Bhd, a syariah compliant FinTech company that aims to drive financial inclusion by funding and growing unbanked and underbanked women entrepreneurs in order to create an alternative credit scoring to increase their future bankability.
Musyrifah is a legal practitioner with 16 years experience with a keen interest in technology. She previously consulted and advised the Government of Papua New Guinea on the implementation of their e Government initiative. She is also a certified PRINCE2 Practitioner Project Manager. When not pushing paper, she enjoys spending her free time traveling and exploring the world (both above land and underwater (scuba diver).

Prof Aishath-v2

Prof. Dr Aishath Muneeza

With a notable career in the field of Islamic finance, Dr. Aishath Muneeza currently holds the position of Professor and Associate Dean for Students and Internationalization at INCEIF University in Malaysia. Throughout her professional journey, she has gained extensive experience and received recognition from esteemed institutions in the realm of Islamic finance.
Notably, Dr. Muneeza made history as the first female Deputy Minister of the Ministry of Islamic Affairs in the Maldives, and later as Deputy Minister of the Ministry of Finance and Treasury in the same country. She has also served as the Head of Islamic Finance at the Capital Market Development Authority of Maldives and has been a member of the Islamic Fiqh Academy (National Fatawa Council of Maldives). Her contributions extend beyond governmental positions. She has served as the chairman of the Board of Directors of the National Hajj Pilgrimage Fund, Maldives Hajj Corporation Limited and the Maldives Center for Islamic Finance Limited, which was formed by the government of Maldives to strategize Maldives as the hub for Islamic finance in South Asia. Additionally, Dr. Muneeza is a registered Shariah Adviser with the Securities Commission Malaysia, enabling her to structure Islamic capital market products.
For over a decade, she has held the chairmanship of the apex Shariah Advisory Council of the Capital Market Development Authority of Maldives. She also chairs several in-house Shariah advisory committees. Furthermore, Dr. Muneeza’s expertise is sought after as a member of the Board Shariah Committee of CIMB Islamic, Malaysia, and Munich Re. Her involvement extends to the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI), where she serves as a member of the Public Interest Monitoring Consultative Committee (PIMCC). Additionally, Dr. Muneeza holds an elected executive membership on the Bar Council of Maldives.

Yousuf

Dr. Yousuf Sultan

Mufti Yousuf Sultan is a distinguished expert in Islamic finance, blending a robust foundation in shariah and technology. Holding credentials such as a CSAA from AAOIFI, MSc from INCEIF Malaysia, and affiliations with the Securities Commission of Malaysia and Ethica in Dubai, Yousuf stands out with his multifaceted expertise. As the visionary Founder and CEO of Adl Advisory and co founder of IFA Consultancy, he champions Islamic finance through comprehensive training, seminars, and advisory services. Recognized as a leading speaker and Shariah adviser across multiple countries, Yousuf actively contributes to AAOIFI’s Working Groups and holds esteemed positions in Shariah committees, including roles at Standard Chartered Saadiq Malaysia and IDLC Finance Bangladesh.

Radzuan

Radzuan Tajuddin

Mohd Radzuan Ahmad Tajuddin graduated from the National University of Malaysia in 1987, majoring in Finance with a Second Class Upper Degree. He spent serving the Securities Commission Malaysia for 23 years in the area of regulatory supervision and development, and specialises in the area of corporate finance; bond and sukuk markets; prospectus disclosures; and operations and development of Malaysia’s Islamic capital market. Mr Radzuan is currently a short-term consultant (on Green Taxonomy, Islamic Green and Sustainable Finance and Carbon Market Development) World Bank Group, Consultant to Asian Development Bank-affiliate Sustainable Finance Institute Asia (on Climate Finance), Director (Islamic Sustainable Finance), AIFA Consulting Sdn Bhd, Consultant. He is also a training consultant to the United Nation Development Programme (UNDP) on Islamic green and sustainable finance. He also sits as an Investment Committee Member of BIMB Investment Management Berhad, a leading Islamic ESG-based fund management company and a subsidiary of the nation’s first Islamic bank, Bank Islam Malaysia Berhad; His recent works include project consultant for the World Bank on development of an SRI Taxonomy, a member consultant for Astana International Financial Centre (AIFC), Khazakhstan, for development of a Masterplan on Islamic Finance for the AIFC and Khazakhstan; and a member consultant to the Indonesian Government for development of a Masterplan on Indonesia’s Islamic Economy, launched in May 2019 by the President of Indonesia.